What Credit Cards Does Costco Accept?
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Costco, one of the largest retail chains worldwide, is known for its exclusive member benefits and affordable prices. As a convenient shopping destination, Costco’s payment options play a significant role in providing members with a seamless experience. Understanding the credit cards that Costco accepts is crucial for making your shopping experience smooth and hassle-free.
For many years, Costco maintained an exclusive partnership with American Express. Recognizing the need to expand its accepted payment options, Costco ended its relationship with American Express in 2016 and entered into a new agreement with Visa.
Today, all of Costco’s locations accept Visa credit cards as their primary and exclusive payment option. The transition to Visa provided broader card acceptance to customers, given that Visa is one of the widely held credit card networks around the world.
If you are specifically looking for a Costco-branded card, the retail chain offers the Costco Anywhere Visa Card by Citi. This card provides additional benefits beyond those offered with a standard membership, such as cashback rewards and travel benefits.
The Costco Anywhere Visa Card provides:
– 4% cashback on eligible gas purchases up to $7,000 per year (and 1% thereafter)
– 3% cashback on restaurants and eligible travel purchases
– 2% cashback on all other purchases at Costco and Costco.com
– 1% cashback on all other purchases
It’s worth noting that though Costco exclusively accepts Visa credit cards, they do accept non-Visa debit cards as well as cash or personal checks. So, it’s essential to plan your payment alternatives accordingly if you don’t possess a Visa credit card.
In summary, if you are planning a shopping spree at Costco or want to make use of their exclusive services like gas stations or Tire Centers, ensure you have an accepted form of payment like a valid Visa credit card or alternative debit card or check. Understanding which credit cards Costco accepts will help you enjoy a carefree shopping experience, enabling you to maximize your membership benefits and savings.